document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Address: 9241 13th Ave SW "I knew it would be once folks start talking, it would be explosive. She has fought to ensure that veterans have the health care, jobs, and educational benefits that they deserve and have earned. 4. [41], She has received high scores from Planned Parenthood (2017, 100%) and low scores from National Right to Life Committee, (2013, 0%). The national magazine Outdoor Life awarded Senator Stabenow its Open Country Award for her work to protect the Great Lakes, provide greater access to lands for hunting and fishing, and to make historic investments in conservation to improve wildlife habitats. Senator Debbie Stabenow Before the United StatesChina Economic and Security Review Commission", "Anti-China Trade Bill Coming To Congress Today", "Senator Stabenow wants to expand tax break for bio-manufacturers", "Vilsack and Stabenow urge investment in "bio-economy," Farm Bill", "McConnell files cloture on TPA bill Menendez compromises on trafficking amendment Lew would recommend veto for currency amendment", "US Senate Trade Debate Approaches Critical Vote", "Senator Debbie Stabenow of Michigan Receives Leadership Award", "Michigan senators want to talk jobs with Trump", "U.S. [28] After the Capitol was secure, Congress returned to session to certify the election. Labeling Bill Clears First Hurdle in Senate", "Congress Just Passed a Bill to Nix GMO Labeling", "On The Organic Trade Association's Betrayal Of The Movement For Mandatory GMO Labeling", "Sen. Stabenow opposes Jeff Sessions' nomination as attorney general", "Stabenow, Peters oppose Gorsuch for high court", "Stabenow, Peters oppose Trump's high court nominee Kavanaugh", "Sen. Debbie Stabenow wants FBI investigation of allegations against Supreme Court nominee Kavanaugh", "Stabenow congratulates Coney Barrett, says she'll vote against her over health care", "Democratic senator votes against advancing Amy Coney Barrett nomination while wearing RBG mask", "31 United Methodists serve in 117th Congress", "Stabenow's husband admits paying for sex", "Debbie Stabenow divorced from husband caught with hooker", "Being in The Room Where it Happens: 7 Facts You Might Not Know about Sen. Stabenow", "How two senators scored cameos in 'Batman v Superman', "STATISTICS OF THE PRESIDENTIAL AND CONGRESSIONAL ELECTION OF NOVEMBER 7, 2000", Biographical Directory of the United States Congress, Senate Democratic Steering and Outreach Committee, Homeland Security and Governmental Affairs, International Narcotics Control (Permanent Caucus), United States Senate Committee on Agriculture, Nutrition and Forestry, Members of the U.S. House of Representatives from Michigan, Les Meres et Debutantes Club of Greater Lansing, https://en.wikipedia.org/w/index.php?title=Debbie_Stabenow&oldid=1142233479, Democratic Party members of the United States House of Representatives from Michigan, Democratic Party United States senators from Michigan, Female members of the United States House of Representatives, Democratic Party members of the Michigan House of Representatives, Articles with dead external links from October 2022, Articles with permanently dead external links, Articles with dead external links from February 2012, Articles with unsourced statements from June 2021, Articles with unsourced statements from October 2021, Creative Commons Attribution-ShareAlike License 3.0, This page was last edited on 1 March 2023, at 06:51. She is a national leader on food and agriculture policy and a forceful advocate for Michigan agriculture the states second biggest source of jobs. [40], Stabenow secured $100 million to repair and replace the water lines in Flint, Michigan, which were contaminating the drinking water with lead. "Testimony of U.S. Beyond her term, however, she's not sure what she'll do, other than that she'll remain active. Most foods that cause inflammation can be traced to a few common ingredients: refined carbohydrates, sugar, and sodium. She graduated from Clare High School, where she was president of her junior class, the first female class president at the school. As of 2015, her estimated net worth was a positive $32,500. In 1990, Stabenow ran for the Michigan Senate seat being vacated by William A. Sederburg. [49], In 2010, she introduced the China Fair Trade Act, saying it would "prevent federal taxpayer dollars from being used to purchase Chinese products and services until they sign on to and abide by the WTO Agreement on Government Procurement." Stabenows mother was also the Director of Nursing at a local hospital. [17] Senator Dick Durbin was elected minority whip, the second-ranking Democratic spot. In a lengthy statement, Stabenow's office rejected these accusations, maintaining that she "strongly opposes any changes to food assistance that make cuts in benefits for people who need help putting food on the table" and that she "has been the number one defender against the House Republican proposal to cut food assistance by $40 billion." The couples divorce was finalized in December of 2010. [118], Stabenow is probably the most prominent politician to seriously support a new Fairness Doctrine. Two years later, she was elected to represent Michigans 8th Congressional District in the U.S. House of Representatives. She has voted to expand embryonic stem cell research, and against prohibiting minors crossing state lines for abortions, barring HHS grants to institutions that perform abortions, and criminal penalties for harm or death to a fetus in a violent crime. They had two children together, Todd and Michelle. Senator Debbie Stabenow Born in Gladwin and raised in Clare, where her family ran the local Oldsmobile dealership and her mom was a nurse, Debbie Stabenow is relentlessly focused on standing up for Michigan families, helping Michigan businesses create jobs here at home and protecting our Great Lakes and outdoor heritage. I bet she has shed 50 ibs. Before And After Weight Loss royalty-free images 9,231 before and after weight loss stock photos, vectors, and illustrations are available royalty-free. Losing weight is a necessary part of the process but it is hardly ever the goal. 3590 (Patient Protection and Affordable Care Act)", "U.S. Senate: Legislation & Records Home > Votes > Roll Call Vote", "Senate Democrats Want A Clean Slate For The Next President", "U.S. Stabenow was reelected to Senate in 2006, 2012 and 2018. Mi hermana se sorprende N-F C-F Cl-F F-F 2 Answers C-F is the most polar. Debbie Stabenow Height, Weight & Measurements At 72 years old, Debbie Stabenow height not available right now. National Research Council; Policy and Global Affairs; Board on Science, Technology, and Economic Policy, 2013. [14] The margin was 275,660 votes (6.50%),[15] making this the closest U.S. Senate election in Michigan since 2000. She authored legislation to pave the way for Michigan veteran James C. McCloughan to be awarded the Medal of Honor, and she has helped open new and expanded V.A. Medicare and the Department of Defense TRICARE system now cover the creation of care plans for Alzheimers patients and their families, and the No. Why is my internet redirecting to gslbeacon.ligit.com and how do I STOP THIS. Stabenow was not out of politics for long. Staying at your. She also authored successful bipartisan legislation to extend funding for community health centers, which provide quality medical, dental, vision, and behavioral health care to more than 680,000 people in Michigan, including 225,000 children and 12,700 veterans. "[83], She has received low scores from low-spending advocates (Club for Growth, 2016, 8%; Council for Citizens against Government Waste, 2015, 0%; National Taxpayers Union, 2015, 9%). Creating jobs in Michigan is Senator Stabenows top priority. Senate Committee on Armed Services, 2011. p. 67. She and her family were active volunteers in the community and in the Clare United Methodist Church. Senator Stabenow and her first husband got divorced in 1990. Senators from Michigan Debbie Stabenow and Gary Peters announced May with a more than 160-pound cumulative weight loss over six months. Stabenow lost in the Democratic primary to Howard Wolpe, but became his running mate in the general election. She defeated Chrysler 54%44%. [5], In 1978, Stabenow challenged Michigan State Representative Tom Holcomb in a primary election. [114], In September 2016, Stabenow and Peters led an effort to link an aid package for the Flint water crisis to flood relief funds for Louisiana. Would love your thoughts, please comment. [30], The American Conservative Union gave Stabenow a 6% lifetime conservative rating in 2020. Stabenow told us that when it came to making the decision, she kept her conversations close to the vest, speaking only with some close staff and family. [91], Stabenow has an "A+" rating from the Brady Campaign to Prevent Gun Violence and an "F" rating from both the NRA and the Gun Owners of America. [119][120], Stabenow, as Senate Agriculture Committee Chair, added an amendment to the 201314 Farm Bill that prohibited state laws requiring GMO labeling for foods. Sen. Debbie Stabenow (D-MI) will not seek reelection in 2024, having decided to retire at the end of her current term in January 2025. "[67], The Biotechnology Industry Organization thanked Stabenow in 2017 for supporting development of a "biobased economy," specifically for her introduction of the Renewable Chemicals Act of 2017, which would "allow taxpayers to claim a production tax credit of 15 cents per pound of biobased content of each renewable chemical produced during the taxable year. [6] Engler defeated the WolpeStabenow ticket, 61%38%. Senator Debbie Stabenow made history in 2000 when she became the first woman from Michigan elected to the United States Senate. She has fought to ensure that veterans have the health care, jobs, and educational benefits that they deserve and have earned. She authored and passed the bipartisan Stop Invasive Species Act to require the federal government to take quicker action to stop the spread of Asian carp. Senator Stabenow is also a nationally-recognized mental health leader, authoring the mental health parity reforms in the ACA and passing the first bi-partisan effort in decades to strengthen community mental health and addiction services. The Senator has four grandchildren. Her spokesperson said: "In the last election, I think the pharmaceutical industry spent more campaigning against her than any other candidateShe was enemy number one. Senator Stabenow authored the Great Lakes Restoration Initiative, which is helping Michigan communities improve the quality of their water and restore wildlife habitats. She became chair of the Senate Democratic Policy Committee in 2017. Stabenow was unopposed in the Democratic primary and defeated Republican nominee Pete Hoekstra, former U.S. representative,[13] 59% to 38%. Debbie remains laser-focused on what we do best in Michigan: . Stabenow chaired the Senate Agriculture Committee from 2011 to 2015 and again since 2021. In March 2011, ThinkProgress accused her of joining "the pro-polluter frenzy sweeping the U.S. Senate," saying that the legislation was: "being used as a vehicle for senators who wish to prevent regulation of greenhouse pollution from oil refineries, coal-fired power plants, heavy industry, and other major emitters. She passed a bill to stop the IRS from hitting homeowners who are underwater on their mortgages with additional income taxes, led the effort to infuse $262 million into neighborhoods in Detroit, Flint, and other communities to combat blight, rebuild neighborhoods and assist homeowners, and championed critical efforts to provide $170 million in federal assistance for Flint to repair and replace pipes and address the important health needs of children and families affected by the lead crisis. Athans was not arrested or charged with a crime. Senator Debbie Stabenow made history in 2000 when she became the first woman from Michigan elected to the United States Senate. She said that Democrats can succeed in elections by "going to our core. Today she is Co-Chair of the U.S. Senates bipartisan Great Lakes Task Force and one of our greatest champions for protecting the Great Lakes and our waterways. Such as in the song Jimmy by M.I.A look at aaja in the dictionary My indian boyfriend told me is meaning come to me, 6 Answers I have never had or heard of that particular brand, but have had several here in Canada, plus a number in the Caribbean and Asia, and there all the same, small cut hot dogs in a can, no need q now please.. Name the major nerves that serve the following body areas:? As Co-Chair of the bipartisan Senate Manufacturing Caucus, she is a leader in helping Michigans businesses create jobs, leveling the playing field in international trade, and ensuring that our workers have the skills they need to excel in the international marketplace. She served in that seat until 1990. Is she sick, or did someone take her off the Twinkies ? Court records say U.S. Sen. Debbie Stabenow and her husband were divorced, 15 months after he was caught in a hotel tryst with a prostitute. Stabenow, a member of Senate Democrat leadership, announced her decision Thursday morning, saying she wants to clear the way for a crop of new political leaders. "[106], Stabenow's proposed amendment to keep the EPA from regulating greenhouse gas emissions for two years also drew criticism. In 1994, she took a stab at the governors office. [39], In April 2019, Stabenow was one of 34 senators to sign a letter to President Donald Trump encouraging him "to listen to members of your own Administration and reverse a decision that will damage our national security and aggravate conditions inside Central America", asserting that Trump had "consistently expressed a flawed understanding of U.S. foreign assistance" since becoming president and that he was "personally undermining efforts to promote U.S. national security and economic prosperity" by preventing the use of Fiscal Year 2018 national security funding. [22] A controversial item during Stabenow's tenure was the renewal and reform of the 2012 U.S. Farm Bill. The chart above shows that her estimated net worth was as high as $216,000 in 2005. She authored and passed the bipartisan Stop Invasive Species Act to require the federal government to take quicker action to stop the spread of Asian carp. [3] She grew up in Clare, Michigan. At the start of the 118th Congress, Stabenow became the dean of the Michigan congressional delegation, upon the retirement of Representative Fred Upton. This is the moment to really do the things that she thinks are important for people and will move the state forward. [130], Stabenow was first married to Dennis Stabenow. A member of the Democratic Party, she became the state's first female U.S. senator after defeating Republican incumbent Spencer Abraham in the 2000 election. Stabenow attended Michigan State University. Thank you to the Editorial Board at the @LSJNews for your endorsement! Senator, the first bill she passed into law banned oil and gas drilling on our Great Lakes. "[65] The same month, she said that owing to a major change in farmers' margins since the 2014 Farm Bill, the farm safety net needed to be strengthened, especially for dairy farmers. [4], While a graduate student at Michigan State University in 1974, Stabenow ran for public office for the first time, inspired by the threatened closure of a local nursing home. Me molesta que mis padres no ______ (cuidar) su alimentacin.. 3. clinics in Alpena, Bad Axe, Cadillac, Clare, Cheboygan County, Grayling, Oscoda, Traverse City, and Wyoming. Kaufmann doubled down on his charges and challenged Stabenow's office's claims in detail. [42], Stabenow has received low scores from free-market groups (Competitive Enterprise Institute, 2013, 0%; American Conservative Union, 2016, 0%; Americans for Prosperity, 201516, 0%) and high scores from fiscally liberal groups (Progressive Punch, 2015, 92%; NETWORK, A National Catholic Social Justice Lobby, 2012, 91%). to the empployees was very informative. No one has fought harder to secure federal funding in support of the Great Lakes, from cleaning up our waterways, to fighting invasive species, to modernizing the Soo Locks, a critical link for Michigan businesses to the global economy. But the 72-year-old senator assured us that her health is fine and there are no underlying reasons behind her decision not to run in 2024 other than the ones she has already given: She wants to spend more time with her family, including her 96-year-old mom, and she thinks it's time to "pass the torch" to a younger generation of political leaders. If the cost of a drug is cheaper out-of-pocket, than it is when run through insurance coverage, the pharmacist is permitted to share this with the patient. United States Senate, Roll Call Vote 110th Congress - 1st Session (June 19, 2007). National Academies Press. Shes the author of the Great Lakes Restoration Initiative and has been relentless in ensuring that the program remains funded. In a statement, the Lansing Democrat said she was "inspired by a new generation of leaders" to "pass the . Senator Stabenow was inspired to run for office after leading a successful effort to stop the closure of a local nursing home. [citation needed], Stabenow became the third-ranking Democrat in the Senate on November 16, 2004, when she was elected secretary of the Democratic caucus. 5 Answers There is no word like addressal. Peggy Cordray, Richard Cordrays Wife: 5 Fast Facts You Need to Know. As Chairwoman of the Senate Agriculture Committee, Senator Stabenow authored the 2014 Farm Bill, which strengthened Michigan agriculture and made historic investments in land and water conservation, clean energy, local food systems, specialty crops, cutting-edge research and biobased manufacturing. [17] She is also the first person to have served as a Michigan state legislator to be popularly elected to the U.S. Senate[18] (until enactment of the 17th Amendment in 1913, U.S. [123], In January 2017, Stabenow opposed Trump's nomination of Jeff Sessions as AG: "Because of his record on civil rights and his votes against anti-domestic violence legislation, I cannot support him to be our nation's highest law enforcement officerFamilies in Michigan and across the country deserve an attorney general who will enforce the nation's laws fairly and equally. She has two grown children, Todd and Michelle; a daughter-in-law, Sara; a son-in-law, Scott; and five amazing grandchildren. She won her first election in November 1974, becoming just the third woman elected to the Ingham County Board of Commissioners, on which she served from 1975 to 1978. "Inspired by a new generation of leaders, I . [11], Stabenow was challenged by Republican Michael Bouchard, Oakland County sheriff and former State Senate Majority Floor Leader. Sometimes on Family Guy when there about to take someones heart out they say, calimar or maybe its spelled different. She was previously married to Tom Athans and Dennis Stabenow. From working men and women, to top business leaders, to small business owners and agricultural producers, to veterans, law enforcement and community leaders, Debbie has earned the support of people and families across our great state. Thanks to her bipartisan leadership on health care, the Childrens Health Insurance Program known as MI Child in Michigan received historic full funding for 10 years. In 2012, she co-sponsored a bill to freeze student loan interest rates at 3.4 percent and make additional funds available for Pell Grants. Senator Debbie Stabenow currently sits on the following committees: Budget, Energy and Natural Resources, and Finance. Neither bill passed the Senate. Today she is one of our nation's most passionate and effective advocates for children and families. Democratic Sen. Debbie Stabenow said Thursday that she won't seek re election in 2024, creating an open Senate seat in the swing state of Michigan. [92], Stabenow has helped open 10 community health centers in Detroit while in office. Serving on Agriculture Committees in the state legislature, U.S. House, and U.S. Senate, she has shaped forward-thinking food and farm policy, expanding the diversity of what we grow and how we grow it. LANSING U.S. [28] She called the experience "heartbreaking" and "one of those things out of a movie" and said she had not felt that much fear since her time at the Capitol during the September 11 attacks. Stabenow had previously introduced legislation in the Senate intended to reduce the dumping of Canadian trash in Michigan. [49], In 2009, Stabenow voted for President Barack Obama's $787 billion stimulus plan. [131], In 2003, Stabenow married Tom Athans, co-founder of Democracy Radio and former executive vice president of Air America. "[105] She has, however, opposed regulation of greenhouse gases, enhanced fuel efficiency standards in California, and greenhouse gas emission reporting standards. Dr. Tian Suo smiled suddenly across his face, It is time to retire in college debbie stabenow weight loss. Senator Stabenow knows how to get things done for Michigan by. All rights reserved. 2023 www.freep.com. [27] Along with other senators and staff, she was evacuated from the Senate chamber through a stairwell and taken to a safe location. The Kb of pyridine, C5H5N, is 1.5 x 10-9. "She has a wonderful opportunity for the first time in 40 years," Stabenow said. Debbie loved 4-H and she loved growing up surrounded by lakes and the fun of outdoor sports year-round! It allows pharmacists to share additional price information with patients. Democratic Policy and Communications Committee, Secretary of the Senate Democratic Conference, 2000 United States Senate election in Michigan, 2006 United States Senate election in Michigan, 2012 United States Senate election in Michigan, 2018 United States Senate election in Michigan, Banking, Housing and Urban Affairs Committee, United States Secretary of Health and Human Services, Gun Lake Trust Land Reaffirmation Act (S. 1603; 113th Congress), 2021 United States Electoral College vote count, Committee on Agriculture, Nutrition, and Forestry, Committee on Energy and Natural Resources, Subcommittee on International Trade, Customs, and Global Competitiveness, Subcommittee on Energy, Natural Resources, and Infrastructure, authorization of the use of military force in Iraq, contaminating the drinking water with lead, NETWORK, A National Catholic Social Justice Lobby, International Economic Development Council, Federation for American Immigration Reform, Council for Citizens against Government Waste, Patient Protection and Affordable Care Act, Health Care and Education Reconciliation Act of 2010, United States Department of Housing and Urban Development's, National Defense Authorization Act for Fiscal Year 2012, Women in the United States House of Representatives, "Michigan's U.S. Sen. Stabenow won't seek reelection in 2024", "Sen. Stabenow will not seek re-election in 2024", "US Congress Votes Database: Debbie Stabenow (D)", "MI Governor D Primary Race Aug 02, 1994", "Congresswoman Debbie Stabenow | Congresswoman Stabenow's Committees and Caucuses", "Hoekstra: Senate campaign will focus on smaller government, less spending", "2018 Michigan Official General Election Results - 11/06/2018", "Stabenow defeats James in Michigan's U.S. Senate race", "#SquadThe Female Democratic Senators of the United States", "Senator Stabenow to Chair Agriculture Committee", "Farm Bill a Top Priority for Senate Leader Harry Reid", "Senate passes land trust bill for Pottawatomi Indians", "Senate Indian Affairs Committee business meeting and hearing", "Michigan representatives react to riots as pro-Trump groups storm US Capitol, force lockdown", "Stabenow: Nation needs to heal after violence in D.C.", "Senators Stabenow, Peters release statements on D.C. protests", "All Michigan Democrats in Congress call for Trump's removal", "Stabenow, James debate in Detroit: Fact-checking their claims", "Why Is a Senate Democrat Agreeing to Another $8 Billion in Food Stamp Cuts? Senators Stabenow and Peters Announce Funding for Terminal Improvements at Cherry Capital Airport. Senator, the first bill she passed into law banned oil and gas drilling on our Great Lakes. After her election to the U.S. Senate, one of the first bills Senator Stabenow passed into law was a ban on oil and gas drilling in the Great Lakes. Why it matters: The Democrat's retirement adds to Michigan's status as a premier 2024 election battleground state. [82], Recounting a 2014 Senate hearing on income inequality, George Packer singled out Stabenow as the only committee member who pushed back on the idea that it was caused largely by the withdrawal from the workforce of middle-aged people who preferred to collect welfare. Senator Debbie Stabenow's bill targets foreign purchases by agencies", "U.S. youre still growing. [84], In 2011, Stabenow introduced the Reengaging Americans in Serious Education Act (RAISE UP Act), whereby the Labor Department would fund programs to help "disconnected youth" get diplomas, degrees, and job certifications. "[110], In 2010, Stabenow called for a total ban on drilling in the Great Lakes. A musician at heart, Senator Stabenow sings and plays both the piano and the guitar. It clearly works and if Id followed it exactly I think it would scare the living daylights out of me because of the amount that Id lose. She made history in 2000 when she became the first woman from Michigan elected to the United States Senate. for her work to protect the Great Lakes, provide greater access to lands for hunting and fishing, and to make historic investments in conservation to improve wildlife habitats. She fights for resources that local communities need such as new hospital emergency rooms and life-saving equipment for local fire departments. She wrote the Bring Jobs Home Act to eliminate the tax loophole that companies use to write off moving expenses when shipping jobs overseas, and she created a new U.S. trade enforcement center to crack down on countries that cheat our trade laws. Medicare and the Department of Defense TRICARE system now cover the creation of care plans for. In 1979, Stabenow was elected to the Michigan House of Representatives. 23 17 83 Debbie Stabenow @stabenow Jan 6 @JocelynBenson has worked hard to protect our Democracy and ensure the integrity of our elections. [citation needed], Stabenow is only the second person from Michigan to have served in both houses of the Michigan State Legislature and both houses of the United States Congress, the other being Thomas W. She received a Bachelor of Arts from Michigan State University in 1972 and a Master of Social Work magna cum laude from Michigan State University in 1975. [33], Stabenow supports keeping abortion legal. I would not go that far T, but comment noted. She was elected to the Ingham County Board of Commissioners when she was 24 years old and two years later was elected Chair of the Board. Stabenow blamed the National Rifle Association (NRA) for the bills' failure to pass. You can find the polarity of a compound by finding electronegativities (an atoms desire for an electron) of the atoms; Carbon has an electronegativity of 2.5, compared to Fluorines A) Enter the the Ksp expression for the solid AB2 in terms of the molar solubility x. . Washington CNN Sen. Debbie Stabenow will not seek reelection in 2024, the longtime Michigan Democrat said Thursday, opening up a Senate seat in a key swing state . It has been noted that Stabenow's then husband was Tom Athans, an executive in left-wing radio (Air America, Democracy Radio), whose career would have benefited from such legislation. She won the race, and according to her Senate bio, managed to save the nursing home. Skin conditions such as acne, rosacea, atopic dermatitis, and psoriasis can . she was rake thin to begin with. [90], In 2017, following the Las Vegas shooting, Stabenow and Debbie Dingell introduced a law that would make it illegal for people convicted of misdemeanor stalking to buy guns. The index states that she has $600,000 in liabilities. And once the primary is done, whoever is nominated, she added, "there's no doubt I'm going to be locking arms with whoever our nominee is and working my heart out.". 03.01.23U.S. [86][87], She expressed "strong concerns" about Trump's nomination of Betsy DeVos as Education Secretary, saying: "DeVos and her family have a long record of pushing policies that I believe have seriously undermined public education in Michigan and failed our children. This could be the first of many Senate Democrats who decide to retire rather than lose." Michigan is not the election bellwether state of nearby Ohio, but it is a battleground. Senator Stabenow knows that we dont have an economy unless we make things and grow things. Stabenow "pointed out that almost all the voters she heard from in high-unemployment Michigan still wanted to work. In the general election, Stabenow defeated Abraham 49.5%48% (a difference of 67,259 votes). According to the Center for Responsive Politics, the liabilities include a 30-year mortgage. homelessness, job loss, abuse - were common to so many families, and that solving .