As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. Our Liability for Failure to Complete Transactions, Your Liability for Unauthorized Transfers, Information About Your Right to Dispute Errors, Information About Your Right to Dispute Errors, No Warranty Regarding Goods or Services as Applicable, Fee Schedule and Balance/Transfer Limitations, Do Not Sell or Share My Personal Information. Personal checks, cashiers checks, and money orders sent to the Issuer are not an acceptable form of loading. Your Liability for Unauthorized Transfers.. While the routing number identifies the financial institution's name, the account numberusually between eight . If you have and use a Physical Card and a Virtual Card at the same time, both forms of your Card will be associated with one Primary Account Number (PAN), which will allow you to access the funds available in your Card Account. In Canada, the routing number for electronic fund transfers (EFT) such as direct deposit from employers, pre-authorized debit (PAD), bill payments, bank to bank transfers and wire transfers is made up of your: A leading zero "0" - The U.S. uses 9-digit routing numbers, so this zero is used to get to 9 digits. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. This nine-digit number has three components. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. Your cancellation of this Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. Routing Number: Your Complete Guide - bank.codes How do you use my personal information? The kids' and teens' banking app with investing. Refer a Member. Routing numbers have been in use since 1910, and are managed by the American . You will not receive a Personal Identification Number (PIN) for your Virtual Card, and your Virtual Card cannot be used for ATM transactions. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. We will tell you the results within three (3) business days after completing the investigation. The daily limit on ATM cash withdrawal transactions for each Secondary Account is $100.00, which limit includes (i) the amount of the requested withdrawal(s); plus (ii) any fees imposed by us, Greenlight, or any ATM operator in connection with the requested withdrawal(s). Member FDIC. More Resources. c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. 131 Ashland Street North Adams, MA 01247. Chase First Banking FAQs | Chase.com 062000080. What Is a Routing Number - MintLife Blog Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. This reduced liability does not apply if a PIN is used as the method of verification for a disputed transaction or you have reported two (2) or more incidents of unauthorized use in the immediately preceding twelve (12) month period. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. You agree that we may use this phone number to contact you for any business purpose about your Card Account and you agree to be responsible for any fees or charges you incur as a result of providing this information. 1-888-483-2645. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. SWIFT Code. Probably the easiest place to find your bank's routing number is to look at your paper checks. How do I set up direct deposit for my child? - Greenlight Your Card may be used for retail purchases and telephone or Internet purchases. The notice may be in the form of a motion or petition to compel arbitration. In such event, and if you have established an Invest Account at DriveWealth, you hereby authorize Community Federal Savings Bank to instruct DriveWealth to debit such amounts from your Invest Account at DriveWealth. . Home | Pathward Your Login ID is the last eight(8) digits of your billing account number and can be located on your billing statement as indicated below. Greenlight Kids & Teen Banking on the App Store Please read this Agreement carefully and keep it for future reference. How To Find Your Bank Routing Number: A Guide To The ABA RTN Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. How to find Greenlight card number ? (option was removed) Features Options Learn Who We Are Enter mobile number Get started The money app for families. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. Community Bank NA Routing Number - Banks America This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. Investing for Kids is primarily an educational tool for Secondary Cardholders, which provides kids with access to research on more than 4,000 stocks and ETFs that can be purchased (collectively, Equities), pop-ups inside the Greenlight application that explain investing concepts and provide a glossary of commonly used investing terms, and short videos or educational nuggets which explain investing concepts. Compare Chase with Greenlight, side-by-side. Scroll down to Account Info to view your account number and routing number. Access Denied If you have any questions, call (800) 624-6308 If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. Here's Your Wells Fargo Routing Number | GOBankingRates Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. The Greenlight + Invest Plan is no longer available to new customers, but will remain available to any customers with existing subscriptions to this Card Plan. Here's Your Truist Routing Number | GOBankingRates Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. What is a Routing Number in Canada? Where to find it You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. Medical device specific regulatory guidance and controls are baked into Greenlight Guru's eQMS software. Find your routing and account number on the bottom of each of your checks as displayed . US Bank Routing Number | United States - Wise The routing number you need to send or receive money through Green Dot Bank depends on whether your payment or transfer is domestic or international. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. Greenlight Guru FAQs If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. Both account numbers and routing numbers are required for banks, credit unions, and other financial institutions to process auto payments, direct deposits, checks, and wire transfers. The minimum and maximum load amounts for transfers from the Invest Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. 026009593. International Wire Transfer to Bank of America account in the USA. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. Get started Learn how we collect and use your information by visiting our Privacy Statement. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. We may close this Card or temporarily or permanently limit specific activities the Card can perform at any time upon suspecting or observing potentially fraudulent activity or activity otherwise prohibited by this Agreement. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. Greenlight Infinity Plan Services means the Greenlight Core Plan Services, the Invest Account Services, the Greenlight Max Plan Services, and all of the additional services offered to Greenlight Infinity Plan cardholders as described in the Greenlight Terms of Service, which is available in the Policy Center on the Greenlight website at www.greenlight.com. A routing number is a unique, nine-digit number that functions as an address for your bank. Using the BMO cheque example, your routing number is 27601-001. The Card is a prepaid card. Federal Reserve Routing Symbol. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. Share the account and routing information with your child's employer. Any other exception stated in our Agreement with you. If you believe your Card has been lost or stolen, or that someone has transferred or may transfer money from your Card Account without your permission, call us at 888-483-2645. BOFAUS3N. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. The first is the check routing number used to identify your bank. In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. The Primary Accountholder may load the Primary Account with proceeds that are transferred from the Invest Account by directing such transactions through the Greenlight application. All ATM transactions are treated by us as cash withdrawal transactions. Here are some of the ways to find your number online: On this website - We've listed routing numbers for some of the biggest banks in the US. For car rental transactions, the applicable hold may last up to forty-five (45) days. A routing number can also be written in a "Transit Number - Institution Number" format when it is meant for MICR - encoded paper payments. If you have subscribed to a Card Plan with Invest Account Services and have established an Invest Account with DriveWealth, if we are unable to collect your Monthly Fee after 60 days, Greenlight Advisors may direct DriveWealth to sell all securities registered in your name through the Greenlight program and apply the proceeds first to pay us any past due Monthly Fees as well as any other past due fees under this Agreement, and then to pay any remaining balance to you. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. It is important to know your available balance before making any transaction. The arbitrator is authorized to award all remedies permitted by the substantive law that would apply if the action were pending in court (including, without limitation, punitive damages, which shall be governed by the Constitutional standards employed by the courts). Bank of America Routing Number | United States - Wise Arbitration of a Claim must comply with this Arbitration Provision and, to the extent not inconsistent or in conflict with this Arbitration Provision, the applicable rules of the arbitration Administrator. Hit Continue to review the information ere selecting send money to complete the transaction. The easiest way to find your routing number is to take a look at one of your checks. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. Wells Fargo Routing Number. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. Select 'Direct deposit' Follow the prompts to set up direct deposit. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. Primary Accountmeans the Primary Accountholders Card Account. You will not receive any interest on your funds in the Card Account. To be eligible to participate in the Invest Account Services, you must have a Card Account in Good Standing, which means that your Primary Account has completed the account registration and verification process, your Primary Account and all Secondary Accounts have a positive balance, and your Card Account is current with respect to the payment of any Monthly Fee and all other cardholder fees. Check or statement - bank-issued check or bank statement. Please read this Agreement carefully and keep it for future reference. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to. The second set of numbers should be your account number - the length might vary depending on your specific bank. All amounts are expressed in U.S. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. It's based on the location of the bank where your account was opened. My child doesn't have a . GREEN DOT BANK - Routing Numbers Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. If your Card has been lost or stolen, we will close your Card Account to prevent further losses. Finally, the simplest way to find your Bank of America routing number is to call or visit your bank. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. It can be a quicker and simpler way to resolve disputes. A two-character location code (letters and digits) for your . This daily limit is further subject to any additional limitations on withdrawal amounts which may be imposed by ATM operators. The Primary Accountholder may revoke such authorization at any time by terminating enrollment in the Greenlight Services. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. - Debit card for kids and teens The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. What Claims Are Covered:Claimmeans any claim, demand, dispute or controversy between you and us that in any way arises from or relates to your Card Account (whether past, present, or future). An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically accessed your Card Account, if the error could be viewed in your electronic history, or the date we sent the FIRST written history on which the error appeared. Your routing number is a unique 9 digit code which shows the bank branch where you opened your account. Usually you'll find 3 separate sets of digits there: The first set - which is 9 digits long - is likely to be your routing number. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard Find your Routing Number (ABA) Transit Number - Wise The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. We do not waive our rights by delaying or failing to exercise them at any time. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. Handling Plaid Errors - Plaid Subject to minimum balance requirements and identity verification. In addition to the three Card Plans listed above that are available for enrollment at any time pursuant to the terms and conditions set forth in this Agreement, there are also two other Card Plans, the Greenlight Select Plan and the Greenlight + Invest Plan that are restricted by Greenlight and can only be selected under the limited circumstances outlined in this Agreement. If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. The purpose of Green Routine: Let go of the last point and focus on the current point. Greenlight Servicesmeans the prepaid account services operated by Greenlight that, among other features, provide the Primary Accountholder (or, where applicable, an Authorized Approver) with the ability to control and monitor various aspects of the Primary Account and Secondary Account(s), including specifically the ability to set spending parameters and approve purchases for any Secondary Account(s). If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. Keep this paper in a safe place. ALSO, YOUR AND OUR ABILITY TO OBTAIN INFORMATION FROM THE OTHER PARTY IS MORE LIMITED IN AN ARBITRATION THAN IN A LAWSUIT. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. However, if you are the Claimant, we will pay your reasonable attorney, expert, and witness fees and costs if you prevail or if we must bear such fees and costs in order for this Arbitration Provision to be enforced. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking.